HTH Worldwide / GeoBlue
Two Trusted Names in Travel Health Insurance
Travel with the piece of mind that comes with knowing you have access to trusted, English-speaking physicians in more than 180 countries. Depending on your U.S. State of residence, this site will direct you to one of the following high-quality medical plans from two of the worlds leading brands:
Introducing GeoBlue, in cooperation with Blue Cross Blue Shield, GeoBlue offers comprehensive long and short term travel medical plans that provide benefits and services on par with what you would expect from the single most trusted name in the insurance industry.
Providing innovative healthcare services and insurance to international travelers, expatriates and students for over 16 years; HTH is a trusted provider of long and short term travel health insurance plans.
When you select the plan that fits your needs, a quote will be provided based on the product available in your area.
Why Choose HTH Worldwide?
Strength of a U.S. Underwriter: HTH partners only with admitted U.S carriers. Our plans are underwritten by HM Life Insurance Company, Pittsburgh, PA or HM Life Insurance Company of New York, New York, NY. Both companies are rated A- (Excellent) by A.M. Best Company. HM Life Insurance Company and HM Life Insurance Company of New York are part of HM Insurance Group, whose member companies work to provide health risk solutions for clients. Our TripProtector plans are underwritten by Stonebridge Casualty insurance Company.
Better Coverage: All of our plans have met the standards of state regulators and feature coverage more generous than plans sold as "surplus lines" coverage by non-admitted insurers. For example, our travel medical plans do not exclude illnesses or injuries resulting from a terrorist act: a standard limitation on competing travel medical plans. Terrorism coverage is also included in our travel protection plans, subject to meeting certain requirements.
Highest Standards of Service: Every aspect of HTH insurance programs is designed to meet the highest expectation for quality and service. HTH consistently applies stringent criteria when contracting with doctors and hospitals. Less than 2% of medical providers abroad qualify to participate in our provider community.
Recognized Leader: HTH Worldwide is a leader in international health and travel insurance and assistance, selling plans to hundreds of thousands of travelers annually.
Underwriters: HM Life Insurance Company, UNICARE Life & Health Insurance Company, Stonebridge Casualty Insurance Company.
Who is GeoBlue and the relation to HTH Worldwide ?
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services (HTH Worldwide), an independent licensee of the Blue Cross Blue Shield Association. Setting the industry standard, GeoBlue combines the latest mobile technology and worldwide healthcare expertise to deliver global medical assistance and health benefits that put the health, safety and convenience of world travelers first. GeoBlue's innovative approach opens the door to an elite community of thousands of carefully selected, contracted doctors and hospitals in almost every country in the world. The scope of GeoBlue's services and technology create a complete, reliable, convenient way to keep international travelers and expats healthy and productive.
Underwriters: 4 Ever Life Insurance Company, rated A- (Excellent) by AM Best
HCC Medical Insurance Services
HCC Medical Insurance Services (formerly MultiNational Underwriters®) was established in 1998 in Indianapolis, IN. HCCMIS was among the first to make insurance products and services available via the internet. HCCMIS customers can review coverage options, obtain quotes, purchase insurance and receive their insurance documents – all electronically, without human intervention, 24 hours a day. Today, many thousands of international insurance professionals host HCCMIS’s electronic tools on their websites, and this number continues to grow. HCCMIS currently offers health and life insurance to customers in over 130 countries.
HCCMIS was purchased by the Noel Group, LLC, in 2002. This unique and progressive organization, with service offices throughout the world, positioned HCCMIS to transform its customer service department to a full travel and international assistance platform. This allowed HCCMIS to enhance and expand its product offerings, and enthusiastically face the challenges of the ever changing global marketplace.
In January 2008, HCC Medical Insurance Services was acquired by HCC Insurance Holdings, Inc. (NYSE: HCC). Headquartered in Houston, Texas, HCC is a leading international specialty insurance group with offices across the United States and in Spain, Ireland and the United Kingdom. The acquisition by HCC allows HCC Medical Insurance Services to expand its reach in the brokerage community. HCC has assets of $9.0 billion, shareholders’ equity of $3.0 billion and is rated AA (Very Strong) by Standard & Poor’s and AA (Very Strong) by Fitch Ratings. In addition, HCC’s domestic insurance companies are rated A+ (Superior) by A.M. Best Company.
Underwriters: Syndicate 4141, Lloyds London
Seven Corners, Inc.
Seven Corners, Inc. began offering international medical insurance to the worldwide community in 1993. The company was founded by international insurance professionals with a strong commitment to customer service and a belief that the public deserved reliability when purchasing international insurance.
Travel, whether it is domestic or international, brings with it a certain degree of risk. Regardless of where in the world you intend to venture, Seven Corners, Inc. will be there to support and assist you. From issuing ID Cards the same day to providing 24-hour multilingual assistance services, Seven Corners, Inc. is dedicated to the service and travels of our clientele.
The people involved...
Administration/Enrollment - Since it's inception in 1993, Seven Corners, Inc. has brought new service standards to the industry. Mailed or faxed applications received at Seven Corners, Inc.'s office by 2 pm local time will be processed that same day with ID Cards going out in the day's mail. Persons purchasing travel coverage online will receive their Virtual ID Card immediately by email with a physical ID Card following in the regular mail.
Underwriters - Professionals who's job it is to review the applications of our perspective clients and attempt to find a way of insuring individuals and families with a wide variety of health histories.
Customer Service / Assistance Services - Our Customer Service unit, staffed with professionals knowledgeable in Seven Corners, Inc.'s products, is prepared to answer questions about any one of our more than 7 programs. These individuals are trained to assist you in choosing a product. The Assistance department is available to help you during your trip. Multilingual professionals are there 24 hours a day, 365 days a year to assist you with such important services as locating a physician and performing an emergency evacuation.
Claims - When the unexpected does occur overseas, our staff is prepared to address those medical claims submitted to us efficiently and directly as possible. When dealing with a medical situation while outside of your home country, you don't want to rely on a company whose primary objective is delay and mislead. Seven Corners, Inc. attempts to ensure that your requests for claim reimbursements are dealt with as quickly as possible.
Who We Are...
Within the insurance industry, Seven Corners, Inc. is considered a Managing General Underwriter. We administer applications, process claims, pay agent commissions, etc on behalf of various insurance companies. Our dedication to providing our clients with the best coverage has led us to secure the services of four different insurance companies to underwrite our programs. To this end, our insureds receive the best coverage available from a selection of the best insurance companies in the industry.
Underwriters: Certain underwriters at Lloyds, London; Nationwide; Chartis
Petersen International Underwriters
Petersen International Underwriters provides unique personal accident and contingency insurance plans which are not addressed by traditional markets.
Regardless if your client's needs are personal or business, national or international, Petersen International Underwriters can be of service to you.
As a coverholder with Lloyd's of London we bring to the insurance professional the vastness of the world's largest insurance market. Petersen International Underwriters holds several of the largest contracts with Lloyd's to underwrite and custom script disability, medical, life, accident and contingent insurance.
For over 50 years, Petersen International Underwriters has been recognized nationally and internationally for the expertise and innovation we have brought to the market.
Underwriters: Certain underwriters at Lloyds, London
International Medical Group, Inc.
At IMG, we know that the reasons to travel abroad are many and varied—that’s why our products are, too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet individual specifications.
But providing products is not enough. Since 1990, we’ve served over a million people around the globe with customer service that’s second to none. How do we do that? We provide on-site, multi-lingual claims administrators and customer service representatives who process tens of thousands of claims each year. We maintain IMG Europe Ltd. to provide the same world-class services abroad, with the added benefit of similar time zones. And we work seamlessly with our IMG family of companies to ensure that your experience is a smooth one.
Underwriter: Sirius International