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Special Risk War & Terrorism Insurance Programs
from certain Underwriters at Lloyds of London
Specializing in worldwide travel, health, life, disability and special risk insurance programs for global living, travel and work abroad
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High Limit Personal Accident Life Insurance
Annual Premium Estimates*

* It is important to note that the below premium estimates for high limit AD&D are accurate as of Fall 2010 and is based on a general scenario that is common to independent contract work scenarios of non-hazardous (ie; IT, plumbing, electrical, police trainers, etc) vs. hazardous occupations (ie; security contractors, active police force (not trainers), journalists, etc) in moderate and high risk areas of the world.   The rates below are only to be used as an estimate and not the actual quoted price.  Each scenario is individually underwritten on a case by case basis, based on occupation guidelines, time abroad (1 year vs. 2 weeks, etc), amt of coverage requested, country(s) exposure, contracting agency (ie; BlackWater / Xe vs KBR, etc) and such.

FOR ACCURATE & FAST QUOTES, REAL-TIME, PLEASE UTILIZE OUR SECURE ONLINE QUOTE TOOLs 
Or
Use our Form Submission Page to Request Quote


*(Quotes for Afghanistan, Iraq, Pakistan and a few other high risk countries will require about 2 hour turn around time for Lloyds underwriters to hand review & email the quote during weekday hours.  Rates quoted online are discounted rates vs. rates given with paper applications)

Options that will be provided in your online 
AD&D personal accident life insurance quote:

AD = Accidental Death Only
AD&D = Accidental Death & Dismemberment
AD&D + APTD = AD&D and Accidental Permanent Total Disability




NEED QUOTE FOR MEDICAL INSURANCE / MED EVAC / REPATRIATION FOR WAR OR TERRORISM ?

Review Frequently Asked Questions Now !
eGlobalHealth > Special Risk Insurance > Premium examples for personal accident life insurance / AD&D
HOT SPOTS WORLDWIDE

AFGHANISTAN
ALGERIA
ANGOLA
AZERBAIJAN
BURUNDI
CENTRAL AFRICAN REP.
CHAD
COLOMBIA
CONGO REPUBLIC
COTE D'IVOIRE
DEM. REPUBLIC OF CONGO
EGYPT
ERITREA
ETHIOPIA
GEORGIA (FORMER USSR)
GUATEMALA
GUINEA
HAITI
INDONESIA
IRAN
IRAQ
ISRAEL
WEST BANK (ISRAEL)
GAZA STRIP (ISRAEL)
JAMMU (INDIA)
JORDAN
KASHMIR (INDIA)
KENYA
KOSOVO
KUWAIT
KRYGISTAN
LEBANON
LIBERIA
MADAGASCAR
MALAYSIA
MOROCCO
NEPAL
NIGERIA
PAKISTAN
PHILIPPINES
QATAR
RUSSIA
RUSSIA -CHECHNYA
RWANDA
SAUDI ARABIA
SENEGAL
SIERRA LEONE
SOMALIA
SRI LANKA-NORTH & EASTERN PROVS.
SUDAN
SYRIA
TAJIKISTAN
THAILAND
TOGO
TURKEY
UGANDA
UZBEKISTAN
VENEZUELA
YEMEN
ZIMBABWE 

Typical scenario and annual personal accident life, AD&D premiums noted below:

Note: Monthly, Quarterly & Semi-Annual Payments Available - Learn more here to see if your annual policy qualifies.  AD&D Paper application will be required to do modal payments other than annual.

NEW:  Learn about adding "natural causes" life coverage.  Together with "accidental causes" coverage, the two form a typical "term life insurance" policy covering both illnesses and accidents while abroad, up to one year term.  Contact us to learn more about this newly added feature by Lloyds.



Enter our Online Quote Request System so we can ensure an accurate quote based on your assignment.  We can turn around custom quotes in a matter of 30 minutes during daytime hours and next day otherwise.

or, Download the Brochure and Application Now and fax to 417-459-4623
High Risk Regions of the World

SCENARIO #1

Ages 0-64, male or female
Countries: Afghanistan, Iraq &/or Pakistan (Highest Risk)
Occupation: Non-Hazardous
(ie; Information Technology, plumbing, electrical, administrative, etc)
365 day policy (one year max term) - 24 Hour Coverage All Risks incl War/ Terrorism

Estimated AD&D Premium RATE = USD$4 / 1000 sum insured / annum

Example: $500,000 sum insured divided by 1000 = 500 x $4 = $2000/ year premium (est)

Est. Monthly Payment by AutoChecking Debit = $172/ mos - contact us to see if you qualify
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SCENARIO #2

Ages 0-64, male or female
Countries: Afghanistan, Iraq &/or Pakistan (Highest Risk)
Occupation: Hazardous
(ie; Security / Police, Journalists, etc)
365 day policy (one year max term) - 24 Hour Coverage All Risks incl War/ Terrorism

Estimated AD&D Premium RATE = USD$7 / 1000 sum insured / annum

Example: $500,000 sum insured divided by 1000 = 500 x $7 = $3500/ year premium (est)

Est. Monthly Payment by AutoChecking Debit = $258/ mos - contact us to see if you qualify
Click here to view up to date international travel warnings on acts of terrorism worldwide
US Secretary of State Travel Warnings Listing  Current and Up To Date
Article: Iraq violence adds risk by Peta Miller
 April 12, 2004
MSNBC: Study: Gulf War syndrome doesn't exist
Sept 12, 2006

"Disability benefits at issue..." 
Listing of Iraqi Casualties

Portraits of SacrificeUS Casualties 
In Iraq (to date)
Current Travel Warning for Iraq 
from the US State Department 
Current Travel Warning for Afghanistan 
from the US State Department 
Current Travel Warning for Pakistan 
from the US State Department 
Moderate Risk Regions of the World

SCENARIO #1

Ages 0-64, male or female
Countries: African Nations, other Middle Eastern Nations (Moderate Risk)
Occupation: Non-Hazardous
(ie; Information Technology, plumbing, electrical, administrative, etc)
365 day policy (one year max term) - 24 Hour Coverage All Risks incl War/ Terrorism

Estimated AD&D Premium RATE = USD$2 / 1000 sum insured / annum

Example: $500,000 sum insured divided by 1000 = 500 x $2 = $1000/ year premium (est)


==================================================


SCENARIO #2

Ages 0-64, male or female
Countries: African Nations, other Middle Eastern Nations (Moderate Risk)
Occupation: Hazardous
(ie; Security / Police, Journalists, etc)
365 day policy (one year max term) - 24 Hour Coverage All Risks incl War/ Terrorism

Estimated AD&D Premium RATE = USD$4 / 1000 sum insured / annum

Example: $500,000 sum insured divided by 1000 = 500 x $4 = $2000/ year premium (est)
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Quote personal accident life insurance online
Quote personal accident life insurance online