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Insuring emerging global epidemics : Ebola : eGlobal Telegraph WebLog from eGlobalHealth Insurers Agency, LLC
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Insuring emerging global epidemics : Ebola

by Derek Patterson on 10/15/14

Global Risk Broker & Associates (GRB) understands "global risks".  With the hyper excited environment surrounding the recent and continuing "outbreak" of Ebola in America, many folks are certainly concerned.  Imagine how you'd feel if you were traveling internationally and to areas of Africa.  Legitimate concerns as to whether a travel medical insurance plan or longer term expat medical plan would cover your medical bills if contracted Ebola and also would you be able to medical evacuated back to the states for treatment ?

The answer is yes to both.  GRB has access to a select few carriers that currently are covering such risks under the plans.

Regarding how an international evacuation for medical reasons would work. 

Evacuation from any affected area for an insured member who has not been diagnosed with Ebola, is considered to be preventative, and is not covered under most policies.

Evacuation for an insured member who has contracted the disease is subject to local laws and regulations in the patient’s location and preferred destination.  Currently there is just one air ambulance carrier that has the appropriate equipment to manage an Ebola patient.  The company is based in the USA.  All requests for Ebola evacuations are being handled by the US State Department in conjunction with the Centers for Disease Control.   Therefore, while a medical evacuation for a covered individual who has contracted Ebola may be covered, the particular insurance carrier is limited as to the services it can provide.

In addition, there are only four hospitals in the US who are currently certified to handle Ebola patients.  Admission to these hospitals is also controlled by the US State Department.  

Below are some links with useful information on Ebola:

Centers for Disease Control:                  

World Health Organization:

US Department of State:

Medical expenses for Ebola are covered under some of GRBs specialized insurance policies as an illness.

Learn more by visiting us at or


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