A Kidnap and Ransom Insurance Plan
for Kidnapping and Ransom, Global Crisis Assistance, Detention & Extortion Including Specific Coverages for:
- Ransom Money
- Informant Money
- Crisis Management Services
- Accidental Death
- Legal Liabilities
- Rehabilitation
- Personal Security Consultation
- Reward Money
- Negotiation Services
- Family Counseling
- Loss of Ransom In Transit
- Medical Services & Emergency Evacuation
- Interpretive & Forensic Services
- Business Security Consultation
Information regarding this product may change without notice. Please contact us with any questions.
Kidnap / Ransom Coverage is currently available worldwide including the following high risk country listings (excluding Haiti):
AFGHANISTAN, ALGERIA, ANGOLA, AZERBAIJAN, BURUNDI, CENTRAL AFRICAN REPUBLIC, CHAD, COLOMBIA, CONGO REPUBLIC, COTE D'IVOIRE (IVORY COAST), DEMOCRATIC REPUBLIC OF CONGO, EGYPT, ERITREA, ETHIOPIA, GEORGIA (FORMER USSR), GUATEMALA, GUINEA, INDONESIA, IRAN, IRAQ (incl. KURDISTAN), ISRAEL, WEST BANK (ISRAEL), GAZA STRIP (ISRAEL), JAMMU (INDIA), JORDAN, KASHMIR (INDIA), KENYA,
KOSOVO, KUWAIT, KRYGISTAN, LEBANON, LIBERIA, MADAGASCAR, MALAYSIA, MOROCCO, NEPAL, NIGERIA, PAKISTAN, PHILIPPINES, QATAR, RUSSIA, RUSSIA -CHECHNYA, RWANDA, SAUDI ARABIA, SENEGAL, SIERRA LEONE,
SOMALIA, SRI LANKA-NORTH & EASTERN PROVINCES, SUDAN, SYRIA, TAJIKISTAN, THAILAND, TOGO, TURKEY, UGANDA, UZBEKISTAN, VENEZUELA, YEMEN, ZIMBABWE
While not all kidnapping attempts are perpetrated by professionals, kidnapping is a Billion Dollar business around the globe. It is often run by carefully trained teams whose mission is simply to ransom people for money. These kidnapping rings have decision makers, a negotiation team, and an implementation team. It is a worldwide problem, and Americans traveling outside the US are preferred targets although they may not think of themselves as targets.
You or your client does not need to be a head of state, or a rock star to be a target!
People can take precautions against kidnapping attempts, but they cannot insure that they will not be kidnapped when traveling in certain parts of the world whether for business or pleasure. However, they can afford the security of having a retainer, a professional response team that will be there to assist the family or company in the event of a kidnapping. Having a professional response team brings a higher degree of probability that there will be a safe conclusion in most cases.
Kidnap/Ransom Insurance provides an ability to meet cash ransom demands, and it carries with it the services of experienced response teams who work with the family and/or business for the safe return of the victim. In addition to kidnapping, there are other forms of crime which are covered under the EPIC 1 plan – illegal detention, extortion, home invasion, carjacking, express kidnapping and numerous other means of attempting to extort money from you.
* Note: Many risk factors are considered when Lloyds rates the premium for your K&R policy, including length of travel, travel itinerary details, reasons for travel and policy limits requested. Each policy has to be individually rated based on these and other factors as noted in the EPIC 1 Application. Premiums generally start at US$600-800 and go up from there. Underwriters are also not willing to offer K&R coverage currently for trips to Haiti .