Patriot Extreme America provides coverage for non-US citizens
traveling outside their country of citizenship for a minimum of 30 days up to a maximum of 6 months. Although the Patriot Extreme America plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.
The Extreme Sports listed below are covered activities included in the Patriot Extreme plans. Please review the brochure, plan wordings and exclusions for complete details or contact us via email or call for assistance.
Abseiling
BMX
Bungee Jumping
Canyoning
Caving/spelunking
Flying (private plane)
Hang gliding
Heli-sking
High Diving
Hot air ballooning
Inline skating
Kayaking
Mountain biking
Mountaineering ( ropes and guides up to 4500m from ground level)
Paragliding
Parascending
Rappelling
Rock/mountain climbing (ropes & guides up to 4500m from ground level)
Scuba diving (to 50m)
Skydiving
Spelunking
Whitewater rafting ( up to class V)
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Patriot Extreme International provides coverage for US citizens traveling abroad for a minimum of 30 days up to a maximum of 6 months. Although the Patriot Extreme International plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.
In addition to the benefits listed on the "Benefits" page, Patriot Extreme International for US citizens also provides three benefits outlined below, subject to all Conditions of Coverage:
Sudden Recurrence of a Pre-Existing Condition - Up to US$1,000 will be reimbursed for the eligible expenses of a sudden and unexpected recurrence of a Pre-existing Condition while traveling outside of the US. In addition, up to US$25,000 will be reimbursed for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a Pre-existing Condition. For the definition of a Pre-existing Condition, please see Exclusion number 1 on page 8 of the Patriot Extreme brochure.
Dental Emergency - Patriot Extreme International will reimburse up to US$100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Indemnity - Patriot Extreme International will pay directly to you US$100 for each night of a required overnight stay in a hospital. The hospital stay must be covered under this plan in order to receive this benefit.