Live Chat Short term temporary medical & health Insurance from HCC Life & Assurant Health
BBB Online Reliability is A+ for eGlobalHealth Insurers Agency, LLC
eGlobalHealth -- your #1 online source for "insuring the globe"
Share/Bookmark
MostPopularWeb.com - The Web's Most Popular Sites - Partners with eGlobalHealth Insurers Agency, LLC
Affiliate Network Sites owned and operated exclusively by eGlobalHealth Insurers Agency, LLC

eGlobalHealth.com | eGlobalHealthInsurance.com |VisitorMedicalInsurancePlans.com | eTravelInsuranceQuotes.com | GlobalRiskBroker.com | HighLimitAccidentLifeInsurance.com
What to do when you're sick abroad - business traveler update - Kramer's "The Street"
Proper preparation alleviates travel risks
eGlobalHealth Insurers Agency featured in Washington Times
Kidnap and Ransom - If you'll be my bodyguard...
eGlobalHealth featured in Kiplingers
better health care, cheaper living, retiring abroad
Insurance Categories
eGlobalHealth Insurers Agency, LLC ®
Short-term temporary medical / health insurance
for individuals or families living in the United States
Specializing in worldwide travel, health, life, disability and special risk insurance programs for global living, travel and work abroad
®
© Copyright 2010 eGlobalHealth Insurers Agency, LLC All rights reserved.
The eGlobal Logo (e-Globe) & "eGlobalHealth" are federally registered trademarks
®
Protecting workers in a danger zone
Insurance you did not know you could get - Kidnap & Ransom Insurance
417-882-1413
eGlobalHealth > Visitor Insurance > Short Term Medical Insurance for USA Residents
Short term medical insurance for USA residents
"I'll only be without coverage for a few months, what could happen?"
"I'm strong and healthy. I don't need insurance."
"It'll never happen to me."

These phrases are heard much too often and people are, unfortunately, going without health insurance. But, the unexpected happens every day. Someone falls down the stairs, gets injured in a car accident or develops a sudden illness. In a single moment, your world can change.

These unexpected illnesses or injuries can be startling, so can the doctor bills. That's why it's so important to have reliable, temporary health insurance that will cover the medical expenses when the unexpected occurs... that's why you need Short Term Medical Insurance.  

eGlobalHealth Insurers offers STM plans from two major carriers: HCC Life STM Plan and Assurant Health .

Who is Short Term, Temporary Medical Insurance for ?

Short Term Medical Insurance is a temporary health plan designed for people who may be between jobs, layed off, in a job that doesn't offer health insurance benefits, need an alterative to expensive COBRA benefits, for students that are no longer covered under their parents health insurance or for those waiting for employer group health insurance coverage to begin.  STM plans are also used for those immigrants or inbound USA visitors that are in need of inexpensive visitor temporary health insurance.

Short Term Temporary Medical Insurance is available in the following states + D.C.

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Hawaii (HI), Iowa (IA), Illinois (IL), Indiana (IN), Idaho (ID), Kentucky (KY), Louisiana (LA), Maine (ME), Michigan (MI), Mississippi (MS), Missouri (MO), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Carolina (NC), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

***NOT available in MA, MN, NJ, NY, VT

Short-term Temporary Medical Insurance plans below offered exclusively by reputable U.S. insurers that are A rated

COMPARE QUOTES BETWEEN OUR TWO CARRIERS
Click the logo below to learn more and quote instantly








HCC LIFE STM
Brochure Sample (Missouri specific example) ... contact us for your state specific brochure and
application... we can email this to you same day !

  • Deductible Choices: $250, $500, $1,000, $2,500, $5,000 and $7,500
  • No Referrals Needed for Specialists Except Physical Therapy
  • No Primary Care Physician Required
  • Out-of-Network Coverage
  • Choice of 80/20% or 50/50% Coinsurance
  • Choice of Coverage Maximum up to $2,000,000 Lifetime
  • Hospital Inpatient Prescription Drug Coverage
  • Lab/X-ray, Emergency Room, Outpatient Surgery & Hospitalization Coverage
  • Instant Approval
  • 10 day free look
  • Low Co Pay
  • No Application Fee
  • State Specific Benefits in addition:  Examples below are for Missouri (varies by state)
Speech Disorders
Hearing Disorders
Periodic Mammogram Exams up to Age 35
Mental Health Coverage
Phenylketonuria Testing and Formula

* Although the above list provides a summary of covered medical services, it is not an insurance contract and only the actual contract defines coverage. Benefits may vary by state, by plan and by the terms of the insurance contract. The policy itself sets forth in detail the rights and obligations of both you and HCC Life. Once you receive your Short Term Medical Policy, please read it carefully.

Contact us at info@eGlobalHealth.com and we can help you determine very quickly what your state specific benefits are in addition to the standard base benefits noted above....
Quote and apply for short term medical insurance online
STM (Short Term Medical insurance) is an effective solution for individuals temporarily lacking healthcare coverage.

STM plans are appropriate for:

Recent college graduates
  • Many college students are faced with the situation of being uninsured once they graduate. If they were insured under a family plan with their parents or under a university plan, they are no longer eligible for those plans and may have a gap in coverage until benefits begin with their first professional job.

Individuals between jobs
  • Whether an individual is laid off or simply quits their job, they leave behind their medical benefits. While they may choose to extend that coverage through COBRA, many find COBRA to be too expensive, especially without the income they once had.  STM plans are an affordable COBRA alternative.

New employees waiting on benefits to begin
  • Even if an employee goes straight from one employer to another, they may face a waiting period for the employer-sponsored coverage to begin, causing a gap in coverage.

Young adults no longer covered under parents’ plan
  • Each state’s law mandates the maximum age at which a dependent child may continue to be covered under their parents’ plan. Some states allow them to stay on longer if they are enrolled as a full-time student. However, at one point or another, dependent children will become ineligible under their parents' plans.

Retired individuals (under 65) waiting on Medicare to begin
  • Individuals who retire before the age of 65 may be faced with a gap in coverage before they become eligible for Medicare.

Over age 65 ?  Missed open enrollment for Medicare Part B ?

US Domestic Short Term Medical Insurance

Accident / Sickness / Emergency
Layoffs, Job Change, Students, Alternative to COBRA
US Citizens, Green Card, H Visas Residents of US >1yr
Coverage of 1 month - 3 years
Renewable options / RX cards

Travel Medical Insurance

Short term trips
Renewable up to 2-3 yrs
Individual / Family / Groups
International Coverage
Illness / Accident / Emergency
Coverage $50k to $2 Million

Visitors Medical Insurance

Coverage in US & Abroad
Comprehensive / Basic Plans
All ages / Citizenships
Renewable / Flexible Benefits
Purchase before or during trip

Complications of pregnancy insurance while abroad

For US Residents traveling abroad, short term coverage for complications of pregnancy

Domestic Major Medical Insurance for those Awaiting Medicare Eligibility

ONLY plan of it's kind !
For immigrants, US residents or citizens ineligible for Medicare or have missed Deadlines
Aged 60-84 rates
Any combination of Part A or B or both Part A&B Coverage
Monthly or Annual premiums

Student / Exchange Visitor Medical Insurance

J & F Visa Compliant
Meets University Reqs
US or non-US Citizens
Individual / Family Coverages

US Immigrant Insurance

Coverage in all States
All Ages
Maternity Coverage
Long Term coverage to 5 yrs

Schengen Visa Insurance / European Visa Plans

Satisfy Consulate Requirements
France/ EU Compliant Coverage
Ilness / Accident / Emergency
Emergency Evacuation/ Hospitalization/ Repatriation

Our 10th year online... Insuring the Globe
eGlobalHealth is rated A+ by Better Business Bureau & is online reliable and accredited
Assurant Health STM

Brochure Sample ...

  • Next-day coverage is available
  • Plans come with a choice of deductible and coinsurance options
  • Coverage can be purchased for 30 to 180 days
  • Pay month-to-month or save 20% by making a one-time, up front payment
  • You choose your own doctors and hospitals
  • Ensure your satisfaction with a 10-day money back guarantee
  • Hospital Inpatient Prescription Drug Coverage
  • Lab/X-ray, Emergency Room, Outpatient Surgery & Hospitalization Coverage
  • Instant Approval
  • 10 day free look
  • Will be state specific coverages included (varies by state statutes)

* Although the above list provides a summary of covered medical services, it is not an insurance contract and only the actual contract defines coverage. Benefits may vary by state, by plan and by the terms of the insurance contract. The policy itself sets forth in detail the rights and obligations of both you and Assurant Health. Once you receive your Short Term Medical Policy, please read it carefully.


Contact us at info@eGlobalHealth.com and we can help you determine very quickly what your state specific benefits are in addition to the standard base benefits noted above....
Quote and apply for short term medical insurance online